Article | REF: SE3600 V1

Risks and insurance

Authors: Frédéric DUROT, Alain LEROY

Publication date: April 10, 2004, Review date: March 1, 2015

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3. Property damage risks

3.1 Definition of property damage

The concept of property damage insurance requires us to clarify what a property damage insurance policy covers or can guarantee.

  • Typology of insurable assets

    The types of goods insured or that may be insured are mainly :

    • buildings and general technical installations (installations generally attached to the building and rendered "immovable by destination");

    • materials (production equipment, IT equipment, utilities such as electrical or heating equipment, etc.) and miscellaneous furniture;

    • inventories (raw materials, work-in-progress, semi-finished and finished products,...

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Property damage risks