Article | REF: SE3600 V1

Risks and insurance

Authors: Frédéric DUROT, Alain LEROY

Publication date: April 10, 2004, Review date: March 1, 2015

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4. Civil liability risks

4.1 Definition of civil liability

Liability is either civil (the third party is another legal or natural person), or criminal (the community or State is injured). In the first case, it is up to the injured third party to take legal action to obtain compensation; in the second case, the judicial authorities (the public prosecutor's office) take the initiative.

Civil liability (CR) is the obligation imposed by law to compensate for damage caused to others, either by the non-performance of an obligation arising from a contract, or by a wrongful act committed with or without intent to harm, or by the act of a person, animal or thing for which one is responsible.

The principles of civil liability...

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Civil liability risks