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Article | REF: H3580 V1

Security of NFC mobile payment

Authors: Bertrand PLADEAU, Ahmad SAIF

Publication date: April 10, 2013

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1. Usage context

Let's take a moment to understand where proximity payments using NFC technology fit in.

1.1 NFC mobile frame

NFC technology –, part of the RFID (Radio Frequency IDentification) family –, enables near-field communication between two devices. It uses electromagnetic induction at 13.56 MHz (figure 1 ).

NFC differs from Bluetooth or WiFi in that its operating distance is limited to a few centimetres, and its data rate (106 to 424 Kbps). It is therefore intrinsically suited to proximity electronic transactions, for example, between a card and a reader.

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